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Term Life Insurance

If tragedy strikes, you’ll want to be prepared. Life insurance provides your family and loved ones with financial resources to assist them with the next stage of life. Life insurance could help ensure your family’s well-being, pay outstanding debts, or provide additional funds for expenses that occur during child-rearing years. Short term life insurance offers a flexible and affordable solution for a range of situations. 

What is Term Life Insurance?

Term life insurance is a flexible and affordable option if you are considering life insurance. Term life insurance provides protection for a set period of time (the term) and could pay a lump-sum cash payment to your beneficiaries should you pass away during the set term. Term length is typically set from 10 – 30 years and has a set premium for the entire term. If you survive past the set term period, your policy will end and no benefits will be paid.  

Information and coverage descriptions are general in nature. Actual coverage depends on the policy. Policies are underwritten by third-party insurers that are solely responsible for claims. Supplementary coverage options or products may be added to an insurance policy for an additional cost where applicable. See your agent for more information. Product and features are subject to underwriting criteria. Price may vary based on how you buy. Not all products, discounts or payment plans are available in all states or distribution channels. All products described herein are subject to terms and conditions. 

Frequently Asked Questions


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Affiliated entities of First Acceptance Corporation: First Acceptance Insurance Company, Inc. First Acceptance Insurance Company of Tennessee, Inc., First Acceptance Insurance Company of Georgia, Inc., First Acceptance Services, Inc., and First Acceptance Insurance Services, Inc. The information contained herein is for general informational purposes only.